PIP stands for personal injury protection. In Florida, PIP covers 80% of your medical bills when you are involved in a motor vehicle collision up to $10,000.00. PIP will also cover 60% of your lost wages under the same $10,000.00. When you are involved in a motor vehicle collision, you will use the PIP on your own insurance policy. If you do not own a vehicle, you can qualify for PIP through a...
read more? Uninsured Motorist Coverage (UM) is insurance that you can purchase on your own policy to protect you if the person who injures you in a car accident has little or no insurance coverage. Florida law does not require drivers to purchase insurance coverage to pay for bodily injury they cause to others in car accidents! There are a surprising number of people who have no Bodily Injury Coverage (BI)...
read more? A no-fault state is one that has decided, through the laws of that state, that each owner and operator of a vehicle will be required to carry coverage on their automobile insurance to be used to cover medical expenses should an accident occur, regardless of
who is at fault for that accident. This coverage, called
Personal Injury Protection, PIP, or No-Fault, are all the same thing, and becomes...
read more? If you have had an accident in recent months, your insurance claims adjuster may ask for a recorded statement. Sometimes, when you give a statement, it can expedite the investigation, and it can speed up the process of your settlement claim. However, all too often, these statements are used by the insurance company to jeopardize your claim. It may be wise to exercise caution when asked to give a...
read more? Concussions are the most common kind of head injury, affecting millions of people in the US every year. They are frequently associated with sports-related accidents, but can also be caused by car accidents, trip and fall injuries, falling objects, and assaults. Depending on the extent of harm done and the quality of care received by the patient, the consequences can range from mild discomfort to...
read more? Concussions are the most common kind of head injury, affecting millions of people in the US every year. Known as a mild traumatic brain injury, concussions are generally caused by bumps, blows or jolts to the head or body, causing the brain to move in the skull and affect normal brain functionality. While frequently associated with sports-related accidents, they can also be caused by assaults,...
read more? When you are found to be
not at fault for an accident, your insurance company should not raise your rates on your policy for having to use the coverages afforded to you under state law and that you have specifically purchased to protect yourself when an accident occurs. An insurance company can raise rates for a variety of reasons and if you are concerned about whether your rates have, or will...
read more? Florida is known as a No-Fault State. Every automobile insurance policy issued in Florida has a provision called Personal Injury Protection. This is also known as PIP or Florida No-Fault coverage. When an automobile accident occurs, regardless of fault, your insurance policy, through your Personal Injury Protection provision, pays for your initial medical bills. This provision states...
read more? Unfortunately, a settlement will not undo the trauma caused by an accident. With that being said, the settlement amount will vary based on several factors. Primarily, our team will look at the number of damages that you suffered. This includes medical bills, property loss, and mental anguish. We will make every effort to obtain a fair settlement so that you have the resources necessary to make a...
read more? Every case is different. The time that it takes to resolve a case will vary from client to client. If your case involves an act of gross negligence that is supported by clear-cut evidence, such as video footage, then the defense may seek a rapid resolution. However, some defense teams will fight tooth and nail to avoid justice. Personal injury claims that are settled out of court can be...
read more? After an Uber accident or any car accident, you should seek out medical attention. The mix of emotions and rush of adrenaline can dull your senses and hide potential injuries. When in doubt, go get checked out. This is the safest solution and will allow you to receive prompt medical care for any hidden injuries. After the dust has settled, it is a good idea to speak with an experienced Uber...
read more? You will likely have a say in whether your case goes to trial or settles. At The Ruth Law Team, we are a client-focused firm. We always put the needs of our clients first. When we receive a settlement offer, we will present the deal to you. If you are not satisfied, we will head back to the negotiating table. If the defense declines to make a fair offer, you will have the option to take your...
read more? The Ruth Law Team has an experienced network of personal injury attorneys. We have extensive experience in dealing with vehicle accidents. To date, we have recovered over $63 million since 2014 alone in accident-related claims. Uber accident cases are very similar to standard vehicle accident cases, except that the company may share some liability. Our experienced Uber accident attorneys have...
read more? In addition to the Uber or Lyft driver, the rideshare company can also be held liable. If the company knowingly hired someone with a poor driving record, multiple traffic infractions, or other discrepancies, then they share some liability. During our document collection and investigation phases, our team will work to determine who may be liable for your injuries.
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read more? Yes, there is a limit to how long you can wait to file a claim. There are extenuating circumstances policies that allow you more time to file (if applicable), but the best practice is to meet with an injury attorney as quickly as possible. The Ruth Law Team can provide invaluable guidance in your time of need. We will review the merits of your case and help you to make an informed decision about...
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