« All FAQ About Auto Accidents

What is PIP/Personal Injury Protection or ‘No Fault’ Coverage?

Personal Injury Protection (PIP) coverage with your own insurance company will pay for your injuries whether or not you cause the accident, up to the policy limits and only for specific economic losses. Under most policies, this coverage will apply towards reasonable and necessary medical expenses and lost wages. However, once the limits of coverage have been reached, you are responsible for paying your own medical expenses.

Related Questions:

Is a traffic ticket admissible in court?

No.  Whether a ticket is issued, to whom it is issued, and what that person does with the ticket, i.e., pays it, disputes it, etc., is all inadmissible in court.  It is only the testimony of the parties involved and witness testimony, if applicable, that will be considered by the court in determining who is… read more?

How do I get a rental car after a car accident?

If the other driver is at-fault and his/her insurance company accepts liability, then the at-fault driver’s insurance company should provide you with a rental vehicle during the time your vehicle is being repaired or until you receive a check for the value of the vehicle.  An issue can sometimes arise when the other driver’s insurance… read more?

What happens if an uninsured driver hits me?

Picture this: You’re sitting in your vehicle at a stoplight, patiently waiting for it to change to green. You notice a car in front of you, a car behind you, and one on either side of you. Out of those four vehicles, chances are, one is uninsured and the others may be underinsured, meaning they… read more?