« All FAQ About Auto Accidents

What is PIP/Personal Injury Protection or ‘No Fault’ Coverage?

Personal Injury Protection (PIP) coverage with your own insurance company will pay for your injuries whether or not you cause the accident, up to the policy limits and only for specific economic losses. Under most policies, this coverage will apply towards reasonable and necessary medical expenses and lost wages. However, once the limits of coverage have been reached, you are responsible for paying your own medical expenses.

Related Questions:

What do I do if I was hurt in a car accident?

Understanding what steps you should take after being involved in an auto accident is extremely important. It can be difficult to think clearly when in such a stressful situation, so review the following information so you are better prepared in the event you are in an accident.... read more?

What should I do immediately after a car accident in Sarasota?

Firstly, ensure everyone's safety, then call 911. It's vital to report the accident and request medical help if needed. Exchange information with the other driver but avoid discussing the accident's specifics to prevent any misinterpretation. Document the scene if you can and seek immediate medical attention, even if you feel fine.

Should I contact my insurance company after the accident?

We strongly recommend speaking with an attorney prior to speaking with either your or the other driver’s insurance company. Insurance companies don’t have your best interest at heart. The job of the insurance companies is to minimize payout. If you choose to hire an attorney, your legal team will manage any contact with the insurance companies involved.