Dealing with the fallout of a car accident often feels like uncharted territory. The immediate shock, the disruption to your routines, and the mounting worries about your well-being and financial future can be daunting. In Wesley Chapel, Florida, where the tranquility of community life meets the vibrancy of daily activities, the disorientation from such incidents can be overwhelming when navigating it on your own.

At The Ruth Law Team, you’re seen as an individual with a unique story, not just another case to process. Our profound commitment to understanding the personal aftermath of every car accident is backed by over four decades of advocacy. We’ve been there for many in Wesley Chapel, guiding them through their most challenging times.

Your recovery and well-being might seem impossible now, but not when you have an experienced team behind you. Contacting The Ruth Law Team is your first step towards reclaiming your sense of normalcy. Let us be a part of your recovery, providing the support and guidance you need to move forward.

To schedule a FREE consultation with an attorney to determine if you have a case, please call (813) 212-3765 or schedule an appointment online.

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See What Our Clients Are Saying

I will always count on this firm for any of my legal needs.

Karen M.
Wesley Chapel

My case was handled well by the team, always had great communication & was informed during the process with each step.

Virginia V.
Wesley Chapel

We felt confident in the Ruth Law group to assist our daughter's claim and the team was always quick to respond to inquiries and questions.

Cynthia C.
Wesley Chapel

Thank you to Carlos and Ms. Shahady for all of your hard work. They did a great job fighting my insurance company for me and getting my case resolved quickly with a great result. I appreciate all they and The Ruth Law Team did for me. I would highly recommend Ms. Shahady and The Ruth Law Team to my friends and family.

Richard M.

The Ruth Law Team did a great job on my settlement! I greatly appreciate you guys!

Bailee J.
St. Petersburg

Jessica was beyond great. She is the best and you are lucky to have her on your staff. You need to give the lady a big bonus. Thanks.

Robert B.
St. Petersburg

Great law firm and very very good experience with them and their team.

Antwan M.
St. Petersburg

I really appreciate everyone that has represented me. Very sincerely, great enthusiasm, professional. Very great lawyer team, may God bless everyone involed, always with this law firm.

Rashaan B.

[Jessica] is an awesome lawyer and the best.

Dionys S.

Wesley Chapel Auto Accidents

At The Ruth Law Team, we recognize the complex nature of motor vehicle crashes beyond typical car accidents. The roads in Wesley Chapel can be overly congested or confusing and result in accidents involving cars, bicycles, motorcycles, trucks, buses, and others. A broad spectrum of considerations comes into play regarding an auto accident. Each demands a thoughtful and tailored approach from a car accident attorney in Wesley Chapel. The Ruth Law Team has extensive experience in addressing a broad array of accident types and injuries, such as:

To schedule a FREE consultation with an attorney to determine if you have a case, please call (813) 212-3765 or schedule an appointment online.

40 Years Experience

Head On Collision Close Up

Frequently Asked Questions About Car Accidents in Wesley Chapel

Should I File a Claim After A Car Accident in Wesley Chapel?

Many individuals decide to file a claim after an accident primarily to manage the immediate medical expenses. However, the scope of filing a claim extends well beyond this, highlighting the importance of consulting with an experienced car accident attorney. Such a professional can help you identify the fullest extent of compensation you’re entitled to. An attorney’s expertise allows for a thorough examination of your case, offering insights and advice on the various damages your claim might encompass.

Reasons for pursuing a car accident claim in Wesley Chapel include:

  • Holding the responsible party accountable for their actions.
  • Preventing similar incidents from affecting others in the community.
  • Securing financial compensation for all aspects of your life that have been affected, not just medical expenses.
  • Challenging insurance companies to fulfill their contractual obligations in terms of compensation.
  • Promoting awareness around legislative changes, safety innovations, or enhanced protective measures.
  • Compensating for the personal anguish and suffering endured.
  • Seeking both compensatory and punitive damages through legal action.

Punitive damages serve as a deterrent, penalizing negligent behavior severely to foster a change in conduct and reduce the likelihood of future injuries.

What do I need to know if I got into a car accident in Wesley Chapel, Florida?

An important aspect of our Wesley Chapel car accident attorneys’ services is an in-depth and comprehensive grasp of Florida’s legal landscape in car accident claims. This expertise includes understanding the compensation limits available under both your insurance policy and the policy of the party found at fault.

Key factors that may impact car accident claims in Florida include:

  • The nature and severity of injuries incurred from the accident.
  • The full scope of those injuries.
  • Whether the accident resulted in any fatalities.
  • The amount of work and earnings missed due to the accident.
  • Any permanent scarring or disfigurement resulting from the accident.
  • The total medical expenses incurred as a direct result of the accident.
  • Whether lasting damage alters the victim’s lifestyle or ability to engage in previous activities.

Florida adheres to a comparative negligence rule, which means that fault can be distributed among parties based on their contributions to the accident. A party over 50% responsible for their injuries cannot claim damages, emphasizing the importance of a thorough legal evaluation.

Why Is Hiring a Car Accident Attorney in Wesley Chapel Beneficial, and Is It Necessary?

Working with a car accident attorney in Wesley Chapel can be advantageous for several reasons. Skilled lawyers are well-versed in the tactics insurance companies often employ to reduce the compensation paid to those who have gotten in an accident. These strategies may be utilized regardless of whether the party at fault or the victim holds comprehensive insurance policies. A proficient attorney is also crucial for effectively navigating the legal intricacies of settlement discussions, including compensation for medical expenses, lost earnings, and pain and suffering. Calculating these components together can be complex without professional assistance.

As someone affected by a car accident, you possess the right to seek compensation. Collaborate with a legal representative committed to securing the total compensation you are entitled to. The Ruth Law Team stands ready to advocate on your behalf with insurance providers and strive for the highest possible settlement. Our attorneys are deeply familiar with Florida’s legal system and the aspects considered in settlements, ensuring you receive knowledgeable guidance at every phase of the process.

What should I consider when choosing a car accident attorney in Wesley Chapel?

In searching for the most suitable car accident attorney in Wesley Chapel, prioritize these three essential qualities: Specialization, Experience, and Capability.

The Ruth Law Team embodies these attributes and goes beyond. Boasting over 40 years of legal practice and a history of securing substantial settlements for our clients, we have consistently supported individuals across Florida in overcoming the aftermath of car accidents and have the five-star reviews to prove it.

Our firm is dedicated to assisting victims of injuries caused by others’ negligence or reckless actions. We possess the financial backing required to challenge large insurance companies, ensuring that our clients are never at a disadvantage due to the size of the opposing party.

Our five-star reviews reflect our track record of helping clients navigate the complexities of their claims and secure the compensation they deserve. Contact us today to discuss the specifics of your car accident case and let our experienced attorneys provide you with the guidance you need.

What are the fees and costs for car accident representation by The Ruth Law Team?

Our approach at The Ruth Law Team is straightforward and client-focused. You only have to pay us if we get you compensation. This contingency-based model ensures that our interests align with yours, as our payment is a predetermined portion of the settlement or award we achieve for you.

We cover all upfront costs of your case, including investigation, litigation, gathering evidence, and negotiation to bolster your claim. These expenses (and our fee) will only be recovered once we resolve or settle your case. If we aren’t successful, you won’t owe us a penny. Feel free to contact us anytime to learn more about our fee structure. We’re always ready to provide a comprehensive explanation of our practices.

What’s the timeline for resolving a car accident case?

The duration of car accident cases can vary widely based on several factors. While some cases may conclude within a few months, others may not. For example, some cases may involve complex injuries that necessitate extended recovery times and ongoing medical care.

The severity of injuries may influence not only the timeline for settling an accident case in Wesley Chapel but also the amount of required medical treatment and the responsiveness of the insurance companies involved. Our focus is on achieving a timely resolution that reflects the full impact of your accident.

What Factors Influence the Value of a Car Accident Settlement?

Determining a car accident settlement in Wesley Chapel involves considering various factors. These include the victim’s injuries, potential future earnings loss, medical and rehabilitation expenses, and property damage. While some of these elements can be quantified relatively straightforwardly, others, such as the loss of functionality of a body part or an organ or the extent of physical and emotional distress, present more complex valuation challenges.

The variability in settlement amounts can also depend on the insurance policies held by the parties involved, underscoring the importance of having adequate Bodily Injury Liability (BI) and Uninsured/Underinsured Motorist (UM) coverage. At The Ruth Law Team, we are committed to negotiating settlements that accurately reflect the full scope of our client’s losses and suffering, fighting to obtain the justice and compensation they deserve.

What’s the Timeframe for Filing a Car Accident Claim in Wesley Chapel?

Following an accident in Wesley Chapel, acting swiftly and seeking legal guidance without delay is critical. Engaging with a car accident attorney promptly ensures they can gather essential evidence for your claim immediately.

Under Florida’s personal injury protection (PIP) regulations, those injured in a car accident must seek medical attention within 14 days to qualify for PIP benefits. While Florida statutes provide a 2-year window from the accident date to initiate a lawsuit related to the crash, it’s advisable not to postpone discussing your case with an attorney. Early consultation allows for a more effective preservation of evidence and a stronger foundation for your claim.

Is It Necessary to Seek Medical Attention Following a Car Accident?

At The Ruth Law Team, our stance is clear: it’s imperative to consult with a healthcare provider as soon as possible after a car accident, ideally on the same day. Undergoing a comprehensive medical evaluation promptly ensures that all injuries, apparent or not, are appropriately documented. This documentation plays a pivotal role in your claim process.

For those asserting injury claims, insurers will require concrete evidence of any injuries sustained. While fractures might be readily identifiable, other injuries like whiplash or brain trauma might not be as immediately apparent.

For instance, concussion symptoms might initially be dismissed as mere shock, yet symptoms such as headaches, ear ringing, vision disturbances, or cognitive difficulties signal the need for immediate medical attention. Similarly, soft tissue injuries need to be recorded by a medical professional. This medical documentation is crucial as tangible evidence of injuries directly resulting from the accident.

Who should I reach out to first after an accident: my attorney or the insurance company?

At The Ruth Law Team, we suggest you consult with a car accident attorney in Wesley Chapel before initiating any conversations with any insurance companies, including your own insurer. It’s important to note that insurance entities often seek ways to reduce compensation to victims following an accident.

Consider this scenario: An insurance adjuster may start the conversation with a casual, “How are you today?” If you respond with, “I’m fine,” or, “Doing well, thanks,” such statements could be twisted to suggest that you weren’t harmed in the accident.

This tactic is one of many employed by insurance companies to lower their financial responsibility. Our attorneys in Wesley Chapel are adept at equipping you with the necessary guidance to navigate discussions with your insurance provider, ensuring your claim remains uncompromised.

What Steps Should I Take if Involved in a Car Accident with an Uninsured or Underinsured Driver in Wesley Chapel?

Facing an accident with an uninsured or underinsured motorist presents a complex challenge, highlighting the importance of consulting a car accident attorney in Wesley Chapel. In such instances, ensuring your rights are safeguarded and exploring all avenues for compensation becomes paramount. It’s essential to remember that you’re not obligated to shield the at-fault uninsured driver from consequences. Ensuring the incident is officially recorded by the police is a critical step.

Encountering an at-fault driver without adequate insurance could mean you might not receive compensation. If you’re covered under a Florida auto insurance policy, you’ll have access to $10,000 in Personal Injury Protection (PIP) for medical expenses. While suing the at-fault driver directly is an option, collecting on a judgment can prove challenging. However, if you’ve opted for Uninsured/Underinsured Motorist (UM) coverage on your policy, this can offer a pathway to claim compensation through your insurance. Although UM coverage isn’t mandated in Florida, carrying as much as you can afford is strongly advised, as it becomes crucial under these circumstances.

If you need guidance after an accident with an uninsured driver, we can explain your options and the next steps to take.

What Criteria Determine a Vehicle’s Total Loss Status in Wesley Chapel?

Deciding if a vehicle is a total loss after an accident can differ significantly from state to state. Two approaches may be employed: the Total Loss Formula (TLF) and the Total Loss Threshold (TLT).

  • Total Loss Formula (TLF): This approach calculates the vehicle’s repair costs and salvage value, the projected worth of the car’s remnants post-accident. Should this cumulative figure exceed the vehicle’s actual cash value (ACV) — the pre-accident market value — then the car is deemed a total loss. The TLF method offers a holistic evaluation by considering the repair expenses and the car’s remaining value.
  • Total Loss Threshold (TLT): This method involves a predefined percentage of the car’s ACV to determine a total loss. Each state that adopts the TLT has a set percentage that categorizes the vehicle as a total loss if surpassed by the repair expenses. In Florida, for example, this threshold is at 80%. This means that if the cost of repairs is more than 80% of the vehicle’s market value, it is considered a total loss. The car is usually repaired if the repair costs are below this percentage.

Vehicle owners and insurance practitioners should understand which method is utilized in their state. This knowledge is crucial for predicting the outcome of insurance claims post-accident. Being informed about local regulations can aid in navigating insurance claims, particularly concerning how a vehicle’s value is assessed, and decisions regarding repair or replacement are made.

What Should I Do If the Insurance Offer for My Car Is Too Low in Wesley Chapel?

When faced with an insurance offer that doesn’t match the value of your car post-accident, it’s important to know that you’re not bound to accept this initial proposal. To achieve a more favorable outcome, start by thoroughly assessing your car’s worth, considering its make, model, year, number of miles, and overall condition. Secure a comprehensive repair quote from a reputable mechanic to accurately quantify the damage and associated costs.

Examine the insurance adjuster’s proposal carefully, considering how it compares to your assessment of your vehicle’s value and the repair expenses. If the offer falls short of expectations, you’re well within your rights to contest it. Prepare a well-documented counteroffer bolstered by evidence such as recent maintenance records, enhancements made to the vehicle, and comparisons from local dealerships or car listings that underscore the true replacement cost of your vehicle.

Don’t feel compelled to settle for the initial offer. Should negotiations reach an impasse and the offer remains unsatisfactory, exploring alternative dispute resolution methods, like mediation or seeking the expertise of a car accident attorney, may prove beneficial. Legal advice can be particularly advantageous, ensuring you navigate the claims process effectively within the relevant timeframes.

What is the Typical Timeline for Insurance to Settle a Property Damage Claim After an Accident in Wesley Chapel?

Following an accident in Wesley Chapel, insurance companies typically finalize and pay out claims for vehicle damage within 30 to 45 days, provided there are no complications or delays.

Our Auto Accident Case Results


Settlement for Family of Man Killed by a Negligent Driver

We obtained more than a million-dollar settlement for the family after their loved one was killed by a negligent driver. Our client was proceeding through a green light when another… read more?

Crash Resulting in Neck, Shoulder, and Back Injuries

Our attorneys recovered $375,000 for a client who was involved in a crash after another driver made a left turn in front of her.  The crash resulted in neck, shoulder,… read more?

Girl Injured by Driver Who Ran a Red Light

We recovered 1.25 million dollars for a 12-year-old girl who was a passenger in a car when another driver ran a red light and hit the car in which she was riding.

Car Accident Settlement

Settlement for a woman who was severely injured in a crash caused by a distracted driver. Our client suffered lifelong injuries including a traumatic brain injury and pelvic fractures and has spent a considerable amount of time in a rehabilitation center.

Car Accident Trial Verdict

In May 2019, a Pinellas County jury awarded our client $1.795 million after her car accident in which she suffered injuries to her neck resulting in surgery.

Car Accident Settlement

Our attorneys were able to settle an auto accident case for $550,000 on behalf of a gentleman in St. Pete who was t-boned in his Honda Civic due to a negligent driver. Our client suffered injuries to the chest, back… read more?

Car Accident Settlement

We resolved a serious car accident case in June 2019 for an Inverness woman who was hit by a driver who ran a stop sign. Our client’s car was a total loss, and she dealt with a number of injuries.

Car Accident Settlement

The Ruth Law Team settled a case for a gentleman who was in a five-car pile up caused by an erratic driver. He underwent shoulder surgery as a result of being rear ended.

Car Accident Trial Verdict

When our client was hit by a distracted driver on I-4, the insurance company did not want to pay him a fair settlement for his injuries. We went to trial in May 2019 and obtained a $688,000 verdict from a Hillsborough county jury, which is… read more?

NOTE: Client may not obtain the same or similar results.

Featured Review

Jeff B.

What Happens Next?

At The Ruth Law Team, we understand that this may be your first time seeking legal counsel and how intimidating that decision might be. This is why we have simplified the process to help you make the right decision for your circumstances. This 3-step process includes:

Complete Our Case Evaluation Form

This quick survey will help us better understand what happened and which attorney is the best fit for your situation.

Speak with One of Our Attorneys

The best way for you to have a clear idea your options is to speak with an attorney who specializes in your area of need.

Submit Your

Once you decide that The Ruth Law Team is the right option to represent you, we will begin the process of submitting your claim.

What Steps Should I Take If Injured in a Car Accident in Wesley Chapel?

Experiencing a car accident can be shocking and disorienting, necessitating prompt and thoughtful actions. If you are in a car accident in Wesley Chapel, the immediate priority is to assess for injuries. In the event of any injuries, no matter how minor they may seem, it’s vital to call for medical assistance immediately, as some symptoms might not be immediately apparent but could indicate more severe health issues.

Once everyone’s safety is ensured, begin to document the incident comprehensively. Collect information from everyone involved, note down details of the scene, gather witness accounts, and secure photographic or video evidence of the accident scene and any damages. This documentation will serve as valuable evidence to pursue a claim.

Even in cases of minor accidents involving the police, a police report is advisable. A police report is beneficial for record-keeping and serves as an official account of the event, which can be crucial for any subsequent claims for damages.

Following these immediate steps, consulting with a seasoned car accident attorney should be your next move. Ensuring you have legal representation can significantly impact the outcome of any potential claims. An attorney can guide you through the process, from interacting with insurance companies to ensuring you follow the necessary steps to support your case effectively.

The Ruth Law Team is committed to guiding our clients through these challenging times. With our experience, we aim to help you navigate the complexities of the legal process, avoid common pitfalls, and work towards securing the justice and compensation you deserve.

Contact Our Wesley Chapel Car Accident Attorneys

Dealing with the consequences of a car accident can be overwhelming, but you don’t have to face it by yourself. Contact The Ruth Law Team, your dedicated partners in Wesley Chapel. Let’s review your case, clarify your rights, and consider how we can assist you in achieving a fair settlement. Get in touch with us at (813) 212-3765. Our skilled car accident lawyers are ready to provide guidance, offer counsel, and stand with you every step of the way.

Steven and Jenna Ruth Evaluating a Personal Injury Case

About The Ruth Law Team

For over 40 years, The Ruth Law Team has been helping those who were injured due to an accident, defective product, nursing home abuse, and more. If you or someone you love was wrongfully hurt, The Ruth Law Team will guide and support you through the legal process.

Our team of passionate and experienced personal injury attorneys will fight for what you deserve. If you would like to speak with one of our attorneys and have your case evaluated, please don’t hesitate to give us a call at (813) 212-3765. Our lines are open 24/7.

The Ruth Law Team Attorneys
Female Personal Injury Advocates10 Best Attorneys of 20202016 Top 100 Lawyer ASLAAmerican Association for JusticeBest Attorneys of America Lifetime Charter Member
Top 10 Best of the Best Attorneys of 2019Florida BarLexisNexisLitigator AwardMillion Dollar Advocates ForumMulti-Million Dollar Advocates Forum
National Association of Distinguished Counsel Top 1%Top 100 National Trial LawyersSuperLawyers 2020SuperLawyers Steven C. RuthTop 1% Distinguished Justice Advocates