There’s no manual for navigating the aftermath of a car accident. The unexpected jolt of the crash, the sudden change in your daily routine, and the worries about your health and finances can be overwhelming. In Tampa, where the hustle and bustle never stops, such incidents can be even more disorienting.

You’re not just a case number or a statistic to us. At The Ruth Law Team, we recognize the profound personal impact of every car accident. With over 40 years of experience, we’ve stood alongside countless individuals in Tampa, helping them find their footing in such trying times.

Your recovery journey might seem long, but you don’t have to walk alone. Let’s take the first step together. Reach out to The Ruth Law Team today and let us join your journey back to normalcy.

To schedule a FREE consultation with an attorney to determine if you have a case, please call (813) 212-3765 or schedule an appointment online.

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See What Our Clients Are Saying

The Ruth Law Team did a great job with my auto accident.

Stephanie C.
St. Petersburg

Pleasant and professional experience with Ruth Law Team.

Auto Accident Client

I am glad I picked The Ruth Law Team. Eric Roslansky was very comforting and professional with my accident. The staff was very courteous and friendly always answering questions happily. I would recommend them any time.

Auto Accident Client


Robert S.

I feel I received rapid response & answer from everyone that was assisting me to address my needs & concerns from Ruth Law Team. Would recommend Ruth to everyone. Neighbor feels strongly, he messed up by going with [another law firm] versus Ruth after witnessing the difference in the two cases (his & mine) in which are very similar situations. Much appreciated.

Tammy A.

Jessica and the entire Ruth Law Team has been wonderful to work with. You are in good hands if you find yourself in the position of needing someone to fight for you.

Kristen H.

Everyone I spoke to was very understanding of all the anxieties I had after my accident. Patricia Olson, in particular, took her time to fully explain any questions I asked over email and didn't take long to reply.

Alicia K.

Always easy and outstanding to work with. Thanks for the help and dedication!

Isavier C.

I am very impressed how the Ruth Law team handled my motor vehicle accident. Eric Roslansky was a great lawyer who showed compassion for my injuries and well being. Always there to answer any concerns or questions I had along the way. The office staff very friendly and courteous. Would recommend them to others.

Migdalia R.

Tampa Auto Accidents

At The Ruth Law Team, we understand that some accidents on the road involve more than just cars. Some incidents involve bicycles, motorcycles, trucks, buses and more. Also, not every claim involves medical bills for extensive injuries. Many unique and different factors can and should be considered with your car accident attorney in Tampa. Here are a few common areas The Ruth Law Team experiences when handing accidents and injuries:

40 Years Experience

Head On Collision Close Up

Frequently Asked Questions About Car Accidents in Tampa

Should I File a Claim After A Car Accident?

One common reason people consider filing a claim after a car accident in Tampa is to cover any obvious medical bills. What people are often unaware of is that many other reasons exist that could be considered when filing a claim. This is a crucial reason to hire a trustworthy and experienced car accident lawyer, because they can help pursue the maximum available compensation. An attorney will deeply analyze the situation and provide explanations and guidance toward what damages you could pursue with your personal injury claim. 

Some other common reasons to file a car accident claim could be:

  •     To hold the negligent party responsible for their actions
  •     To prevent a similar situation from happening to someone else
  •     To obtain damage payments for areas of life impacted beyond medical bills
  •     To fight the insurance companies to pay the proper amounts based on their agreements
  •     To bring awareness about industry changes, new laws, or new protections
  •     To cover pain and suffering experienced by the victim
  •     To pursue compensatory/punitive damages in a courtroom

Punitive damages are intended to punish the guilty party for the gross negligent behavior and to encourage them to change their behavior and minimize this risk of injury in the future.

What Factors Should I Consider With Car Accident Claims in Tampa?

One common and important service our Tampa car accident lawyers offer is a deep and meticulous understanding of what Florida law permits in a car accident claim. This includes the available limits of your potential compensation based on both your individual insurance policy and the policy of the at-fault party.  

Here are a few common factors that could influence car accident claims in Florida:

  •     What injuries were sustained from the accident?
  •     What is the extent of those injuries?
  •     Was there a loss of life from the crash?
  •     Did the victim miss time at work? If so, how much?
  •     Is there any permanent scarring from the accident?
  •     The cost of the medical bills directly resulting from the accident?
  •     Is there permanent damage whereas the victim will not have the same lifestyle as before the crash?

Florida is a contributory fault state. This means that liability could be assigned to multiple parties depending on the unique circumstances surrounding the crash. Any party found to be greater than 50% at fault for his or her own harm is deemed ineligible to recover any damages.

How can an auto accident lawyer help me? Is it necessary?

There are several good reasons a person could choose to hire a car accident lawyer. Experienced attorneys know the tricks that insurance companies use to minimize payouts tounder-informed or unsuspecting victims. These tricks can even be attempted when the at-fault driver or victim has substantial coverage. A quality lawyer also helps navigate the proper laws surrounding settlement negotiations for things like medical bills, lost wages, and pain and suffering. These elements can sometimes be difficult to calculate cumulatively on your own.

If you are a victim in a car accident, you have the right to pursue damages and should work with an attorney who will fight for every dollar of compensation you deserve. The Ruth Law Team will negotiate on your behalf with the insurance companies involved and work to get you the maximum amount of money you can receive. Our attorneys know Florida laws and what can be accounted for in settlement situations and will help guide you to make the best possible decisions each step of the way.

How do I find the right car accident lawyer?

If you’re online searching for the perfect car accident lawyer to guide you, here are three critical aspects you should look for: Focus, Experience, and Resourcefulness.

A trusted and experienced firm like The Ruth Law Team has all of those features and more. With 40+ years of experience and millions of dollars recovered for our clients, we have helped countless car accident injury victims throughout Florida recover from a devastating situation.

Our primary focus is helping people who have suffered injuries from another person’s negligence and/or irresponsible behavior. In addition, we have the financial resources to stand up to the massive insurance companies that can sometimes overwhelm smaller law firms.

If that doesn’t say enough, be sure to check our reviews online. The Ruth Law Team has a strong and winning track record with numerous 5 star reviews online and positive comments about how we’ve helped victims recover damages after a tragic accident. Let our experience help guide you to make the decision to contact us today and discuss your car accident situation with one of our trustworthy attorneys today.

How much do we charge for auto accident cases?

Here at The Ruth Law Team, our process is simple. We receive absolutely no payment from you unless you get paid the damages you’re owed. It’s a standard practice. We retain an agreed-upon percentage of the settlement or judgment we recover on our client’s behalf.

We pay all the advance expenses related to the investigation, litigation, evidence collection and negotiation to support our client’s claim until the case is resolved or settled. Please contact us any time to discuss our fee process and practices. We’re happy to explain it in more detail.

How long can the whole process take?

In our experience, some accident cases could be successfully resolved in just a few months. However, some clients suffer serious injuries requiring long periods of recovery and continued medical treatment. Our goal is to establish the full scope of the client’s injuries so that any settlement can include any and all recoverable damages.

In some accident cases, the situation could be resolved relatively quickly. Factors that impact the speed of the process could include the extent of the injuries, how much medical treatment is needed, and the insurance company’s willingness to cooperate.

How are auto accident settlements determined?

A car accident settlement amount may include the injured victim’s lost wages and any loss of earning capacity, expenses for medical treatment, rehab, and property damage. Some of these aspects are easier to calculate than others.

However, the value of the victim’s loss of use of a body part or an organ, or their physical and mental suffering, is more difficult to put a price on. Settlements also may vary based on the insurance coverage available on parties involved, which is why it is so important to carry both BI (Bodily Injury Liability) and UM (Uninsured/Underinsured Motorist) insurance. As our client’s advocates, The Ruth Law Team works continuously to obtain settlements fairly reflecting the totality and gravity of each client’s pain and suffering.

How long after an accident can you file a claim?

If you’ve been injured in an accident, there is no reason to hesitate or delay contacting a personal injury attorney. The sooner you contact the lawyer, the sooner they can begin working with you and for your potential claim. Information such as skid marks, debris location, witness testimonies and more can all be vital evidence in an accident claim.

In Florida, personal injury protection coverage (PIP) requires a person seeking PIP coverage to see a doctor within 14 days after the accident date. Florida law allows 2 years from the date of the accident to file a lawsuit for a car crash, however we recommend you do not wait to bring your damage claim forward to your attorney.

Should I Visit a Doctor After A Car Accident?

In our opinion at The Ruth Law Team, we recommend you visit a doctor or medical professional office immediately after a car crash. If possible, go the same day as the accident and get a full and detailed medical examination done. Documentation of your injuries will be crucial in your claim.

If you are claiming to have been injured from the accident, the insurance companies will want to see proof of injuries. Broken bones are often easy to diagnose, but other injuries such as whiplash or a traumatic brain injury may be less obvious.

Concussions, for example, are often more challenging to notice in the immediate aftermath of an accident as people often assume it’s just “shock” from the situation. Immediately see a doctor if you experience headaches, ringing of the ears (tinnitus), blurred vision, or have trouble thinking clearly. Soft tissue injuries should also be documented by a medical professional. Documentation becomes a critical element in the claim, and having medical doctors’ records act as proof of the injuries sustained as a result of the accident.

After an Accident, Should I Contact An Attorney or My Insurance First?

Here at The Ruth Law Team, we recommend contacting an experienced car accident attorney in Tampa before speaking to any insurance companies – even your own. Remember that insurance companies will be looking for ways to minimize payouts to any and all victims after an accident.

Here is an example. When you speak to an insurance representative, they will likely ask, “How are you doing today?” or something similar, like most people do in normal conversation. If you answer, “I’m good,” or “I’m doing well, thank you,” the insurance company may misconstrue this and argue that you are doing well and are not injured from the accident.

That is just one trick the insurance companies use to minimize their payout to victims. These are areas that our Tampa personal injury attorneys at The Ruth Law Team will prepare you for so you can properly speak to the insurance company and not risk your claim.

How Do I Handle a Car Accident With an Uninsured or Underinsured Driver?

This is where you should consider contacting a Tampa car accident lawyer. Uninsured drivers bring an exceptionally unique situation to the parties involved. If you’re involved in a car accident in Florida, and the at-fault driver lacks sufficient insurance, it’s crucial to understand your options for seeking compensation and protecting your rights. Remember, it’s not your responsibility to “protect” the other uninsured driver if they were at fault. Get the police involved and get everything documented properly.

Here’s the reality. If you’re in an accident and the other (at-fault) driver does not have sufficient insurance, you may not receive any compensation. If you have a Florida auto insurance policy, you will still have $10,000 in PIP coverage to seek medical treatment. While victims may choose to personally sue the other driver or owner of the vehicle, it oftentimes is difficult to actually collect a judgment. However, if you have chosen to pay for Uninsured/Underinsured Motorist coverage (UM), you may be able to pursue compensation against your own insurance policy. Uninsured/Underinsured (UM) coverage is not required in Florida, but, we always recommend carrying as much insurance as you can afford. UM is an important factor when you’re injured by an uninsured or underinsured driver. This is another area where a lawyer can help you navigate the situation with your own insurance company and fight for appropriate compensation from your own coverage.

Contact us today to discuss your options if you need help after an accident with an uninsured driver.

How is a car total loss determined?

When determining whether a car is a total loss after an accident, the approach varies from state to state. Two common methods are used: the Total Loss Formula (TLF) and the Total Loss Threshold (TLT).

Total Loss Formula (TLF): This method involves calculating the sum of the car’s repair costs and its salvage value (the estimated value of the car’s remains after an accident). If this combined amount surpasses the actual cash value (ACV) of the car—essentially its market value before the accident—the vehicle is considered a total loss. This formula provides a comprehensive assessment, factoring in both the costs of repairs and the residual value of the car.

Total Loss Threshold (TLT): Total Loss Threshold method sets a predetermined percentage, based on the car’s actual cash value, as the criterion for declaring a vehicle a total loss. States using the TLT method have specific percentages that, if exceeded by repair costs, mandate the car to be declared a total loss. For instance, in Florida, the threshold is set at 80%. This means if the estimated cost of repairing a vehicle exceeds 80% of its market value, it’s considered totaled. However, if repair costs amount to less than 80%, the vehicle is typically repaired.

Understanding the method your state uses is crucial for both vehicle owners and insurance professionals. It can help with anticipating the insurance claims outcomes after an accident. Vehicle owners should be aware of their state’s regulations and how they might impact insurance claims, especially in terms of vehicle valuation and repair versus replacement decisions.

What do I do if the insurance company is not offering me enough for my car?

If you feel the insurance company’s offer for your car is insufficient, there are steps you can take to negotiate a better offer. You are not required to accept the first offer provided by the insurance company. First, determine your vehicle’s worth by considering factors like make, model, body style, and mileage. Second, get a detailed repair estimate in writing from a qualified mechanic. This will help you understand the extent of the damages and the costs involved.

It’s important to review the insurance adjuster’s offer thoroughly and understand how it relates to your vehicle’s value and damage. You have the right to negotiate if you aren’t satisfied with the settlement offered. Prepare a counteroffer with evidence supporting your vehicle’s value, including recent receipts or estimates for any work done. Check several local dealerships and listings to understand the real-world cost of replacing your vehicle. This can all be valuable information in your pursuit of a sufficient offer.

Remember, you’re not obligated to accept the first offer. If negotiation efforts fail and you still feel the offer is unfair, consider involving a third-party mediator or consulting with a car accident attorney. Proper legal assistance can be quite helpful, as insurance claims are often governed by strict deadlines.

How long does it take for insurance to pay a car off after an accident?

Insurance payouts for damage to a car after an accident generally take between 30 to 45 days. This assumes the process has been clean and simple every step of the way.

Schedule Your Free Consultation

Call us at (813) 212-3765 or contact us online to schedule a free consultation today.

Our Auto Accident Case Results


Settlement for Family of Man Killed by a Negligent Driver

We obtained more than a million-dollar settlement for the family after their loved one was killed by a negligent driver. Our client was proceeding through a green light when another… read more?

Crash Resulting in Neck, Shoulder, and Back Injuries

Our attorneys recovered $375,000 for a client who was involved in a crash after another driver made a left turn in front of her.  The crash resulted in neck, shoulder,… read more?

Girl Injured by Driver Who Ran a Red Light

We recovered 1.25 million dollars for a 12-year-old girl who was a passenger in a car when another driver ran a red light and hit the car in which she was riding.

Car Accident Settlement

Settlement for a woman who was severely injured in a crash caused by a distracted driver. Our client suffered lifelong injuries including a traumatic brain injury and pelvic fractures and has spent a considerable amount of time in a rehabilitation center.

Car Accident Trial Verdict

In May 2019, a Pinellas County jury awarded our client $1.795 million after her car accident in which she suffered injuries to her neck resulting in surgery.

Car Accident Settlement

Our attorneys were able to settle an auto accident case for $550,000 on behalf of a gentleman in St. Pete who was t-boned in his Honda Civic due to a negligent driver. Our client suffered injuries to the chest, back… read more?

Car Accident Settlement

We resolved a serious car accident case in June 2019 for an Inverness woman who was hit by a driver who ran a stop sign. Our client’s car was a total loss, and she dealt with a number of injuries.

Car Accident Settlement

The Ruth Law Team settled a case for a gentleman who was in a five-car pile up caused by an erratic driver. He underwent shoulder surgery as a result of being rear ended.

Car Accident Trial Verdict

When our client was hit by a distracted driver on I-4, the insurance company did not want to pay him a fair settlement for his injuries. We went to trial in May 2019 and obtained a $688,000 verdict from a Hillsborough county jury, which is… read more?

NOTE: Client may not obtain the same or similar results.

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What Happens Next?

At The Ruth Law Team, we understand that this may be your first time seeking legal counsel and how intimidating that decision might be. This is why we have simplified the process to help you make the right decision for your circumstances. This 3-step process includes:

Complete Our Case Evaluation Form

This quick survey will help us better understand what happened and which attorney is the best fit for your situation.

Speak with One of Our Attorneys

The best way for you to have a clear idea your options is to speak with an attorney who specializes in your area of need.

Submit Your

Once you decide that The Ruth Law Team is the right option to represent you, we will begin the process of submitting your claim.

What Do I Do If I Was Hurt in a Car Accident?

Car accidents can be an overwhelming experience and demand immediate and informed actions from all parties involved. If you’ve been involved in a car accident, your first step must be injury evaluation. Has anyone been hurt from the crash? Should there be any injuries, it’s crucial to contact the proper medical emergency personnel immediately. Even small injuries can hide larger problems if they go undiagnosed for a period of time.

After assessing for any and all injuries, start documenting the situation with everyone involved. Gather as much information as possible about the surrounding area, the people involved, any potential witnesses and take pictures or videos of all that you see. Memories can fade over time, but photos and videos can show undeniable evidence if you think you have a claim for an injury case.

If you think your car accident situation could become a claim with compensation for damages, you should contact the police immediately. Some people choose not to get the police involved in minor accidents, but the police report can provide essential information if you decide to make a claim and pursue damages.

In our opinion, we believe that contacting an experienced car accident lawyer would be the correct next step. After assessing for injuries, contacting the authorities, and handling basic safety for other people on the road, it’s time to ensure you’re taking all the proper steps to maximize your chances of recovering compensation. An attorney will help walk you through the next steps (including how to talk to the insurance company) so you can navigate this process smoothly and effectively.

An experienced car accident lawyer can help you avoid saying the wrong thing to the insurance companies. At The Ruth Law Team, we understand this could be a new and scary situation for you. Talking with our experienced attorneys will help you avoid any pitfalls and streamline the negotiation process and start you on the path toward justice.

Tampa Car Accident Attorney

Contact Our Tampa Car Accident Attorneys

Navigating the aftermath of a car accident can be daunting, but remember, you’re not alone. Connect with The Ruth Law Team, your steadfast allies in Tampa. Let’s discuss your situation, understand your rights, and explore how we can support your quest for justice. Reach out to us at (813) 212-3765. Our experienced car accident attorneys are here to listen, advise, and accompany you on this path.

Lawyers You Can Trust

Our Tampa Injury Law Offices

We offer free in-person and virtual consultations and are ready to serve your legal needs with compassion and dedication. As we have for more than four decades, The Ruth Law Team remains committed to fighting for justice on behalf of our clients. Reach out to us today, and let us guide you through this challenging time.

Contact Our Tampa Office (By Appointment Only)

Physical Address:
511 West Bay Street #450
Tampa, FL 33606
(813) 212-3765

Mailing Address:
P.O. Box 16847
St. Petersburg, FL 33733

About The Ruth Law Team

For over 40 years, The Ruth Law Team has been helping those who were injured due to an accident, defective product, nursing home abuse, and more. If you or someone you love was wrongfully hurt, The Ruth Law Team will guide and support you through the legal process.

Our team of passionate and experienced personal injury attorneys will fight for what you deserve. If you would like to speak with one of our attorneys and have your case evaluated, please don’t hesitate to give us a call at (813) 212-3765. Our lines are open 24/7.

The Ruth Law Team Attorneys
Tampa Car Accident AttorneyFemale Personal Injury Advocates10 Best Attorneys of 20202016 Top 100 Lawyer ASLAAmerican Association for JusticeBest Attorneys of America Lifetime Charter Member
Top 10 Best of the Best Attorneys of 2019Florida BarLexisNexisLitigator AwardMillion Dollar Advocates ForumMulti-Million Dollar Advocates Forum
National Association of Distinguished Counsel Top 1%Top 100 National Trial LawyersSuperLawyers 2020SuperLawyers Steven C. RuthTop 1% Distinguished Justice Advocates