Hiring the right St. Petersburg car accident lawyer is critical after you are involved in a traumatic experience like an auto accident. Let The Ruth Law Team put your mind at ease and guide you through the entire process from start to finish. Our main office is located on 4th Street in St. Pete, and our firm handles a large number of accident cases in Pinellas County. When you work with The Ruth Law Team, you’re working with a business that is integrated with the local community.

Car accidents can be overwhelming and confusing, especially when dealing with injuries and insurance. This is why our lawyers can confidently guide you through the situation so you make every possible good decision available.

No matter the situation, our firm has the experience and knowledge to handle any possible outcome from your car accident. Led by our Board Certified Specialist in Civil Trial Law, Eric Roslansky, The Ruth Law Team stands ready to take your case to trial if necessary. We never shy away from difficult situations when standing up for our clients. If you were hurt in an auto accident due to another driver’s negligence, call the personal injury lawyers at The Ruth Law Team. We also represent those who have been injured in Uber or Lyft accidents.
You don’t have to struggle through the aftermath of a car accident alone. Contact The Ruth Law Team today and let us be the light guiding you toward a brighter future. Our team is standing by 24/7 to help you get through this challenging time.

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See What Our Clients Are Saying

The Ruth Law Team did a great job with my auto accident.

Stephanie C.
St. Petersburg

Pleasant and professional experience with Ruth Law Team.

Auto Accident Client

I am glad I picked The Ruth Law Team. Eric Roslansky was very comforting and professional with my accident. The staff was very courteous and friendly always answering questions happily. I would recommend them any time.

Auto Accident Client

Jessica and Carlos did excellent work for me. I'm very happy and eternally grateful.

Glen W.

Kept me up to date on all parts of my case. Very professional and courteous about my concerns or any questions I've had.

Lukas K.
St. Petersburg

Appreciate all that has been done to bring this matter to closure. Thank you.

Frank M.

Ruth Law helped me with every aspect of my accident. I am not sure I could have got through the process without their help. Great team and great results.

Joshua D.

I am completely satisfied with the services provided for me by The Ruth Law Team. They went above and beyond to see that I was fully compensated on my injury claim.

David J.
St. Petersburg

Very thorough and caring. Was told and explained about the process each step of the way!

Alicia L.
Manitowoc, WI

Auto Accidents

Here at The Ruth Law Team, we recognize that not every car accident situation is the same. Also, not every claim involves medical bills for massive injuries. Many different and unique factors can and should be considered with your car accident attorney in St. Pete. Here are a few common areas The Ruth Law Team experiences when dealing with accidents and injuries:

40 Years Experience

Head On Collision Close Up

Frequently Asked Questions About Car Accidents in St. Petersburg

Should I File a Claim After A Car Accident?

The most common reason people think about filing a claim after a car accident in St. Petersburg is to cover obvious medical bills. However, many other reasons exist that could behoove a person to file a claim. This is one major reason to hire a trustworthy and experienced car accident lawyer - the potential to receive the maximum available compensation. They will analyze the situation and explain what damages you could pursue with your personal injury claim.

Some other common reasons to file a car accident claim could be:

  • To hold the negligent party responsible for their actions
  • To prevent a similar situation from happening to someone else
  • To obtain damage payments for areas of life impacted beyond medical bills
  • To fight the insurance companies to pay the proper amounts based on their agreements
  • To bring awareness about industry changes, new laws, or new protections
  • To cover pain and suffering experienced by the victim
  • To pursue compensatory/punitive damages in a courtroom

Punitive damages are intended to punish the guilty party for the gross negligent behavior and to encourage them to change their behavior.

How can an auto accident lawyer help you? Is it necessary? 

There are a number of reasons one may choose to hire a car accident lawyer. Experienced attorneys know the tricks that insurance companies play on unsuspecting victims to minimize payouts, even when the at-fault driver or victim has substantial coverage. A quality attorney also helps navigate the proper laws surrounding settlement negotiations for things like medical bills, lost wages, and pain and suffering, which can be difficult to calculate on your own.

If you are a victim in a car accident, you have the right to pursue damages and should work with an attorney who will fight for every dollar you deserve. The Ruth Law Team will negotiate on your behalf with insurance companies involved, working to get you the maximum amount of money you can receive. Our lawyers know Florida laws and what can be accounted for in settlement situations and will help guide your decisions each step of the way.

What Factors Can Impact Car Accident Claims in St Petersburg?

One of the most important services our St. Pete car accident lawyers offer is a deep and meticulous understanding of what Florida law permits in a car accident claim. This includes the available limits of your potential compensation based on both your individual policy and the at fault party’s policy.

Here are a few factors that often influence the amount a person could recover:

  • What injuries did you sustain from the accident?
  • What is the extent of those injuries?
  • Was there a loss of life from the crash?
  • Did the victim miss time at work? If so, how much?
  • Is there any permanent scarring from the accident?
  • How much are the medical bills directly resulting from the accident?
  • Is there permanent damage whereas the victim will not have the same lifestyle as before the crash?

Florida is a contributory fault state, which means that liability could be assigned to multiple parties depending on the circumstances surrounding the crash. Any party found to be greater than 50% at fault for his or her own harm is barred from recovering any damages.

How do I find the right car accident lawyer? 

If you’re online searching for the best car accident lawyer to guide you, here are three critical aspects you should look for: Experience, Focus, and Resources.

A trusted and experienced firm like The Ruth Law Team has all of those features and more. With 40+ years of experience and millions of dollars recovered for our clients, we have helped countless car accident injury victims throughout Florida recover from tragic situations. Our primary focus is helping people who have suffered injuries from others’ negligence and irresponsible behavior. In addition, we have the financial resources to stand up to the giant insurance companies that can sometimes overwhelm small law firms.

If that doesn’t say enough, be sure to check our reviews online. The Ruth Law Team boasts a strong and winning track record online with numerous 5 star reviews and positive comments about how we’ve helped people recover damages after an accident. Let their experience help guide you to make the decision to contact us and discuss your car accident situation with one of our attorneys today.

How much do we charge for auto accident cases? 

Here at The Ruth Law Team, our process is simple. We receive no payment from you unless you get paid. It’s a standard practice, but we retain an agreed-upon percentage of the settlement or verdict we recover on our client’s behalf.

We pay all the advance expenses related to the investigation, litigation, evidence collection and negotiation to support our client’s claim until the case is settled or resolved. Please contact us any time to discuss our fee practices and process. We’re happy to explain it.

How long does the whole process take? 

In our experience, some cases may be successfully resolved in just a few months. However, many clients suffer serious injuries requiring long periods of recuperation and continued medical treatment. We want to establish the full scope of the client's injuries so any settlement can include all the recoverable damages.

In some car accident cases, the situation could be resolved fairly quickly. Factors may include the extent of the injuries, how much medical treatment is needed, and the insurance company’s willingness to cooperate.

How are auto accident settlements determined? 

The settlement amount generally may the injury victim’s lost wages and any loss of earning capacity, expenses for medical treatment, rehabilitation, and property damage. However, the value of the victim’s loss of use of a body part or an organ, or their physical and mental suffering, is more difficult to put a price on. Settlements also may vary based on the insurance coverage available, which is why it is so important to carry both BI and UM insurance. As our client’s advocates, The Ruth Law Team works continuously to obtain settlements fairly reflecting the gravity of every client’s pain and suffering.

How long after an accident can you file a claim?

If you’ve been injured, there is no reason to delay contacting a car accident lawyer. The sooner you contact the attorney, the sooner they can begin working with you and for you. Information such as skid marks, debris location, witness testimonies and more can all be vital evidence in an accident claim.

In Florida, personal injury protection coverage (PIP) requires a person seeking PIP coverage to see a doctor within 14 days from the accident date. While we recommend you do not wait to bring your damage claim, the law allows 2 years from the date of the accident to file a lawsuit for a car crash.

Should I Visit a Doctor After A Car Accident?

We recommend you visit a doctor or medical professional office immediately after a car accident. If possible, go the same day as the accident and get a full medical examination done. Documentation of your injuries will be crucial to your claim.

If you are claiming to have been injured from the accident, the insurance companies will want to see proof of injuries. Broken bones are often easy to diagnose, but other injuries such as whiplash or a traumatic brain injury might not be as obvious.

Concussions, for example, are more challenging to notice in the immediate aftermath of a car accident as many people just assume it’s “shock” from the situation. Immediately see a doctor if you experience headaches, ringing of the ears (tinnitus), blurred vision, or have trouble thinking clearly. Soft tissue injuries should also be documented by a medical professional. Documentation becomes a crucial element in the claim, and having medical doctors’ records act as proof of the injuries sustained from the accident.

After an Accident, Should I Contact An Attorney or My Insurance First?

We recommend contacting an experienced car accident attorney in St. Pete prior to speaking to any insurance companies – even your own. Keep in mind that insurance companies will be looking for ways to minimize payouts to victims after accidents.

Here is an example. When you speak to an insurance representative, they will likely ask, “How are you doing today?” or something similar, like most people do in normal conversation. If you answer, “I’m good,” or “I’m doing well, thank you,” the insurance company may misconstrue this and argue that you are doing well and are not injured.

That is just one trick the insurance companies use to minimize their payout to victims. These are areas that our St Petersburg personal injury lawyers at The Ruth Law Team will prep you for so you can properly speak to the insurance company and not risk your claim.

How do I Handle a Car Accident With an Uninsured or Underinsured driver?

This is an area where you should contact a St Petersburg car accident lawyer. Uninsured drivers bring an entirely unique situation to the parties involved. If you're involved in a car accident in Florida and the at-fault driver lacks sufficient insurance, it's crucial to understand your options for seeking compensation and protecting your rights. Remember, it’s not your responsibility to “protect” the other uninsured driver if they were at fault. Get the police involved and get things documented properly.

Here’s the real truth, if you’re in an accident and the other (at-fault) driver does not have insurance, you may not receive any compensation. If you have a Florida auto insurance policy, you will still have $10,000 in PIP coverage to seek medical treatment. While victims may choose to personally sue the other driver or owner of the vehicle, it oftentimes is difficult to actually collect a judgment. However, if you have chosen to pay for Uninsured/Underinsured Motorist coverage (UM), you may be able to pursue compensation against your own policy. Uninsured/Underinsured (UM) coverage is not required in Florida, however, we always recommend carrying as much as you can afford. UM comes into play when you’re injured by an uninsured or underinsured driver. This is another area where a lawyer can help you navigate the situation with your own insurance company and fight for compensation from your own coverage.

Contact us today to discuss your options if you need help after an accident with an uninsured driver.

How car total loss is determined?

When determining whether a car is a total loss after an accident, the approach varies across different states. Two common methods are used: the Total Loss Formula (TLF) and the Total Loss Threshold (TLT).

Total Loss Formula (TLF): This method involves calculating the sum of the car's repair costs and its salvage value (the estimated value of the car’s remnants after an accident). If this combined amount surpasses the actual cash value (ACV) of the car—essentially its market value before the accident—the vehicle is considered a total loss. This formula provides a comprehensive assessment, factoring in both the costs of repairs and the residual value of the car.

Total Loss Threshold (TLT): Total Loss Threshold method sets a predetermined percentage, based on the car's actual cash value, as the criterion for declaring a vehicle a total loss. States using the TLT method have specific percentages that, if exceeded by repair costs, mandate the car to be declared a total loss. For instance, in Florida, the threshold is set at 80%. This means if the estimated cost of repairing a vehicle exceeds 80% of its market value, it's considered totaled. However, if repair costs amount to less than 80%, the vehicle is typically repaired.

Understanding the method your state uses is crucial for both vehicle owners and insurance professionals. It helps in anticipating insurance claims outcomes after an accident. Vehicle owners should be aware of their state's regulations and how they might affect insurance claims, especially in terms of vehicle valuation and repair versus replacement decisions. For more detailed information or specific case inquiries, consulting with an insurance professional or a legal expert in automotive claims is advisable.

What do I do if the insurance company is not offering me enough for my car?

If you feel the insurance company's offer for your car is insufficient, there are several steps you can take to negotiate a better offer. First, determine your vehicle's worth by considering factors like make, model, body style, and mileage. Next, get a detailed repair estimate from a qualified mechanic. This will help you understand the extent of the damages and the costs involved.

It's important to review the insurance adjuster's offer thoroughly and understand how it relates to your vehicle’s value and damage. You have the right to negotiate if you aren't satisfied with the settlement offered. Prepare a counteroffer with evidence supporting your vehicle’s value, including recent receipts or estimates for any work done. Checking local dealerships and listings to understand the real-world cost of replacing your vehicle can be beneficial.

Remember, you're not obliged to accept the first offer. If negotiation efforts fail and you still feel the offer is unfair, consider involving a third-party mediator or consulting with a car accident lawyer. Legal assistance can be particularly helpful, as insurance claims are often governed by strict deadlines.

How long does it take for insurance to pay a car off after an accident?

Insurance payouts for damage to a car after an accident generally take between 30 to 45 days. This assumes the process has been clean and simple every step of the way.

Our Car Accident Case Results


Settlement for Family of Man Killed by a Negligent Driver

We obtained more than a million-dollar settlement for the family after their loved one was killed by a negligent driver. Our client was proceeding through a green light when another… read more?

Crash Resulting in Neck, Shoulder, and Back Injuries

Our attorneys recovered $375,000 for a client who was involved in a crash after another driver made a left turn in front of her.  The crash resulted in neck, shoulder,… read more?

Girl Injured by Driver Who Ran a Red Light

We recovered 1.25 million dollars for a 12-year-old girl who was a passenger in a car when another driver ran a red light and hit the car in which she was riding.

Car Accident Trial Verdict

In May 2019, a Pinellas County jury awarded our client $1.795 million after her car accident in which she suffered injuries to her neck resulting in surgery.

Car Accident Settlement

Our attorneys were able to settle an auto accident case for $550,000 on behalf of a gentleman in St. Pete who was t-boned in his Honda Civic due to a negligent driver. Our client suffered injuries to the chest, back… read more?

Car Accident Settlement

We resolved a serious car accident case in June 2019 for an Inverness woman who was hit by a driver who ran a stop sign. Our client’s car was a total loss, and she dealt with a number of injuries.

Car Accident Settlement

The Ruth Law Team settled a case for a gentleman who was in a five-car pile up caused by an erratic driver. He underwent shoulder surgery as a result of being rear ended.

Car Accident Trial Verdict

When our client was hit by a distracted driver on I-4, the insurance company did not want to pay him a fair settlement for his injuries. We went to trial in May 2019 and obtained a $688,000 verdict from a Hillsborough county jury, which is… read more?

Verdict for a Man Injured by an Uninsured Motorist

Our client suffered injuries to the head, neck and back when an uninsured motorist rear-ended him while sitting in traffic. The at-fault driver hit our client with enough force to propel him into another vehicle,… read more?

NOTE: Client may not obtain the same or similar results.

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What Happens Next?

At The Ruth Law Team, we understand that this may be your first time seeking legal counsel and how intimidating that decision might be. This is why we have simplified the process to help you make the right decision for your circumstances. This 3-step process includes:

Complete Our Case Evaluation Form

This quick survey will help us better understand what happened and which attorney is the best fit for your situation.

Speak with One of Our Attorneys

The best way for you to have a clear idea your options is to speak with an attorney who specializes in your area of need.

Submit Your

Once you decide that The Ruth Law Team is the right option to represent you, we will begin the process of submitting your claim.

What Do I Do If I Was Hurt In a Car Accident?

Car accidents can be a traumatic and challenging experience for anyone involved. If you were in a car accident, the first step is to check for injuries. Is anyone hurt in either vehicle involved? If so, contact medical emergency personnel immediately because even small injuries can hide larger issues if given enough time.

After assessing for injuries, begin documenting the situation with everyone involved and gather information about the surrounding area, the people involved, any potential witnesses and take pictures of all that you see. Memories can fade over time, but photos and videos can show undeniable evidence if you feel you have a claim for an injury case.

In any car accident situation where you think you are entitled to damages, the police should be called. Some people choose not to get the police involved in minor accidents, but the police report can provide essential information if you are making a claim.

In our opinion, we believe that contacting a car accident attorney would be the proper next step. After assessing for injuries, contacting the authorities, and handling basic safety for other people on the road, it’s time to ensure you’re taking all the proper steps to maximize your chances of obtaining compensation. An attorney will help walk you through the next steps (including how to talk to the insurance company) so you can navigate this process smoothly.

An experienced car accident attorney can help you avoid saying the wrong thing to an insurance company. We understand this is a new and scary situation for you. Talking with an experienced attorney will help you avoid any pitfalls and streamline the negotiation process.

Auto Accident Lawyer

Contact Our Accident Attorneys

If you’ve been injured in an auto accident, call (888) 783-8378 today and speak with one of our car accident attorneys regarding your case.  The call is free, and you will pay absolutely nothing unless we make a financial recovery on your behalf. We also have consultation offices located throughout the State of Florida and will come to your home or hospital during your time of need.

Lawyers You Can Trust

About The Ruth Law Team

For over 40 years, The Ruth Law Team has been helping those who were injured due to an accident, defective product, nursing home abuse, and more. If you or someone you love was wrongfully hurt, The Ruth Law Team will guide and support you through the legal process.

Our team of passionate and experienced personal injury attorneys will fight for what you deserve. If you would like to speak with one of our attorneys and have your case evaluated, please don’t hesitate to give us a call at (888) 783-8378. Our lines are open 24/7.

The Ruth Law Team Attorneys
Auto Accident LawyerFemale Personal Injury Advocates10 Best Attorneys of 20202016 Top 100 Lawyer ASLAAmerican Association for JusticeBest Attorneys of America Lifetime Charter Member
Top 10 Best of the Best Attorneys of 2019Florida BarLexisNexisLitigator AwardMillion Dollar Advocates ForumMulti-Million Dollar Advocates Forum
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