« All FAQ About Auto Accidents

Will being in a car accident make my insurance rates go up?

When you are found to be not at fault for an accident, your insurance company should not raise your rates on your policy for having to use the coverages afforded to you under state law and that you have specifically purchased to protect yourself when an accident occurs. An insurance company can raise rates for a variety of reasons and if you are concerned about whether your rates have, or will be, increased, you should call your insurance company for an explanation.

Related Questions:

What do I do if I was hurt in a car accident?

Understanding what steps you should take after being involved in an auto accident is extremely important. It can be difficult to think clearly when in such a stressful situation, so review the following information so you are better prepared in the event you are in an accident.... read more?

What should I do immediately after a car accident in Sarasota?

Firstly, ensure everyone's safety, then call 911. It's vital to report the accident and request medical help if needed. Exchange information with the other driver but avoid discussing the accident's specifics to prevent any misinterpretation. Document the scene if you can and seek immediate medical attention, even if you feel fine.

Should I contact my insurance company after the accident?

We strongly recommend speaking with an attorney prior to speaking with either your or the other driver’s insurance company. Insurance companies don’t have your best interest at heart. The job of the insurance companies is to minimize payout. If you choose to hire an attorney, your legal team will manage any contact with the insurance companies involved.