« All FAQ About Auto Accidents

Why does my insurance company have to pay my medical bills after an accident?

Florida is known as a No-Fault State.  Every automobile insurance policy issued in Florida has a provision called Personal Injury Protection.  This is also known as PIP or Florida No-Fault coverage.  When an automobile accident occurs, regardless of fault, your insurance policy, through your Personal Injury Protection provision, pays for your initial medical bills.  This provision states that your insurance will pay 80% of your initial medical bills up to $10,000.00.

Related Questions:

What should I do immediately after a car accident in Tampa?

First and foremost, check everyone's well-being, then dial 911. Reporting the incident and seeking medical assistance if required is crucial. Share details with the other driver, but avoid diving deep into the accident's details to avoid potential misunderstandings. If possible, capture details of the accident scene and prioritize getting medical attention, even if you believe you're unharmed. ... read more?

Should I contact my insurance company after the accident?

Before contacting any insurance provider—yours or the other driver's—it's advisable to consult an attorney. Insurance firms primarily aim to limit their payouts. Your attorney will handle communications with all insurance entities involved. ... read more?

Do I need a lawyer for my car accident claim in Tampa?

While not required, having an attorney can significantly enhance your chances of receiving the compensation you deserve if you are injured. Knowledgeable attorneys, like those at The Ruth Law Team, are familiar with the intricacies of such claims and can properly guide you through the legal maze. ... read more?