« All FAQ About Auto Accidents

What is uninsured motorist coverage?

Uninsured Motorist Coverage (UM) is insurance that you can purchase on your own policy to protect you if the person who injures you in a car accident has little or no insurance coverage. Florida law does not require drivers to purchase insurance coverage to pay for bodily injury they cause to others in car accidents! There are a surprising number of people who have no Bodily Injury Coverage (BI) or very minimal limits. Uninsured Motorist coverage will protect you if you are injured by a driver who carries little or no insurance – you can make a claim against your own UM policy for your injuries and medical bills. While UM coverage may cost you in the short term – if you ever need it, you will be sure glad that you have it!  Read more about the different insurance coverages and how to protect yourself (Insurance Coverages)

 
If you have more questions, please contact one of our lawyers at the Ruth Law Team to discuss your rights!

Related Questions:

Is a traffic ticket admissible in court?

No.  Whether a ticket is issued, to whom it is issued, and what that person does with the ticket, i.e., pays it, disputes it, etc., is all inadmissible in court.  It is only the testimony of the parties involved and witness testimony, if applicable, that will be considered by the court in determining who is… read more?

How do I get a rental car after a car accident?

If the other driver is at-fault and his/her insurance company accepts liability, then the at-fault driver’s insurance company should provide you with a rental vehicle during the time your vehicle is being repaired or until you receive a check for the value of the vehicle.  An issue can sometimes arise when the other driver’s insurance… read more?

What happens if an uninsured driver hits me?

Picture this: You’re sitting in your vehicle at a stoplight, patiently waiting for it to change to green. You notice a car in front of you, a car behind you, and one on either side of you. Out of those four vehicles, chances are, one is uninsured and the others may be underinsured, meaning they… read more?