What is PIP (personal injury protection) insurance?

PIP stands for personal injury protection. In Florida, PIP covers 80% of your medical bills when you are involved in a motor vehicle collision up to $10,000.00. PIP will also cover 60% of your lost wages under the same $10,000.00. When you are involved in a motor vehicle collision, you will use the PIP on your own insurance policy. If you do not own a vehicle, you can qualify for PIP through a resident relative’s insurance company. If you do not own a vehicle or live with a relative who has insurance, then PIP can be obtained through the vehicle in which you were a passenger in a car accident. Click here to read more about car insurance coverage in Florida.

If you have been injured in a car accident and don’t know how to get your medical bills paid, call the St. Petersburg car accident attorneys at Ruth Law Team – (888) 783-8378.

Should I file a claim after a car accident in St. Petersburg?

Yes, if you suffered any injury or property damage, filing a claim protects your legal rights. The most common reason people file is to cover obvious medical bills, but there are many other recoverable losses, including lost wages, future medical care, and pain and suffering. Florida's no-fault system requires you to first file a PIP claim with your own insurer, and if your injuries are serious... read more?

How can a car accident lawyer help me, and is it necessary?

Experienced St. Petersburg injury attorneys know the tactics insurance companies use to minimize payouts, even when there is substantial coverage. A quality attorney navigates the laws surrounding settlement negotiations, handles the paperwork and deadlines, gathers evidence, and stands up to the insurance company on your behalf. While you are not legally required to hire an attorney,... read more?

What factors can impact my car accident claim in St. Petersburg?

One of the most important services our St. Pete car accident lawyers provide is a meticulous understanding of what Florida law permits in a claim. Factors that influence how much you may recover include the available limits of your own policy and the at-fault party's policy, the severity and permanency of your injuries, your total medical expenses and lost wages, the strength of the liability... read more?