How much does it cost to hire The Ruth Law Team?

Nothing upfront. We work on a contingency fee basis, meaning we only get paid if we recover compensation for you. Our fee is a percentage of your settlement or verdict. If we don't win, you owe us nothing. This allows anyone, regardless of financial situation, to have access to experienced legal representation against well-funded trucking companies. ... read more?

How long will my case take?

Truck accident cases typically take longer than car accident cases because of their complexity. Simple cases might settle in several months. Complex cases involving catastrophic injuries, multiple defendants, or disputes over liability can take one to three years. If the case goes to trial, add another year. We move as efficiently as possible while ensuring we don't settle for less than your... read more?

What if the truck driver didn’t have proper insurance?

Commercial trucks are required to carry substantial insurance, but violations happen. If the at-fault truck is uninsured or underinsured, we explore other options: Your own uninsured/underinsured motorist coverage Liability of the trucking company, loading company, or other parties Personal assets of responsible parties ... read more?

Can I still recover compensation if I was partially at fault?

Yes, as long as you are found less than 51% at fault. . Florida uses modified comparative negligence. You can recover damages reduced by your percentage of fault. For example, if you were 20% at fault, you'd receive 80% of the total damages. Insurance companies will try to maximize your fault percentage to reduce what they pay, which is why skilled legal representation matters.
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What if the trucking company says their driver wasn’t at fault?

Trucking companies almost always deny liability initially. They have legal teams and investigators whose job is to shift blame onto you. Don't let their denials discourage you. An experienced attorney will conduct an independent investigation, gather evidence, and prove negligence regardless of what the company claims.
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How long do I have to file a truck accident claim in Florida?

Florida's statute of limitations for personal injury claims is two years from the date of the accident. For wrongful death claims, the family has two years from the date of incident. Miss these deadlines, and you lose your right to compensation. Some claims against government entities have even shorter deadlines, so contacting an attorney immediately is critical. ... read more?

What happens if an uninsured driver hits me?

Picture this: You’re sitting in your vehicle at a stoplight, patiently waiting for it to change to green. You notice a car in front of you, a car behind you, and one on either side of you. Out of those four vehicles, chances are, one is uninsured and the others may be underinsured, meaning they only carry the minimum required by Florida law. You have no idea which it is, and any of them could... read more?

How do I get a rental car after a car accident?

If the other driver is at-fault and his/her insurance company accepts liability, then the at-fault driver’s insurance company should provide you with a rental vehicle during the time your vehicle is being repaired or until you receive a check for the value of the vehicle.  An issue can sometimes arise when the other driver’s insurance does not accept liability.  The other driver’s... read more?

Why isn’t my insurance company paying all of my medical bills?

Florida is a No-Fault State, which means that if I am in a car accident – regardless of who is at fault – my automobile insurance is going to pay the first $10,000.00 of my medical bills. This is known as Personal Injury Protection (PIP). However, my insurance company is only going to pay 80% of my medical bills – with the remaining 20% my responsibility. I also may be subject to a... read more?

Do I have to talk to my insurance company after getting in a car accident?

Yes, but before you talk to an insurance company or agree to do a recorded statement, please contact us first so we can advise you of your legal rights. An insurance company can refuse to provide you benefits if you are not complying with your policy. This is why it is important to speak to a St. Petersburg auto accident attorney so they can advise you of your legal rights regarding how to... read more?

Do I still have an injury claim if I wasn’t wearing my seatbelt?

Yes. You may still have a valid claim for personal injury if you weren’t wearing your seat belt in car accident.  Florida law requires you to wear a seatbelt.   If you are in a car accident and do not have your seatbelt on, you can still bring a claim.... read more?

Why won’t my primary doctor treat me after a car accident?

Many primary care doctors have made a conscious decision not to treat auto injuries for several reasons. Some are not set up to submit their bills to auto insurers, which is different than submitting to health insurance; some do not want to be involved in the medical care of a patient that might ask them to later testify at trial; and some don’t want to deal with law firms and their regular... read more?

Who pays to fix my car after an accident?

Ultimately, it is the person who caused the accident that is responsible for the cost of repairing your vehicle. When the at-fault party’s insurance company accepts liability for the accident, they will work with you to get an appraisal of the damage, determine repair costs, and discuss with you where the vehicle can be taken for the repairs. If the repairs would cost more that the vehicle is... read more?

Do I have to talk to the other driver’s insurance company after an accident?

Insurance companies are very wealthy and very powerful. They will unfortunately often times try to take advantage of those who have been injured in accidents by asking for sworn statements immediately after the event. Insurance companies will try to get you to make statements (often times regarding your injuries) that they can later use against you in court. We often see that the full extent of... read more?

What is PIP (personal injury protection) insurance?

PIP stands for personal injury protection.   In Florida, PIP covers 80% of your medical bills when you are involved in a motor vehicle collision up to $10,000.00. PIP will also cover 60% of your lost wages under the same $10,000.00. When you are involved in a motor vehicle collision, you will use the PIP on your own insurance policy. If you do not own a vehicle, you can qualify for PIP through a... read more?