How long will my case take?

Case timelines vary significantly based on injury severity, treatment duration, and if the case settles or goes to trial. Simple cases with clear liability and minor injuries might settle in a few months. Complex cases involving serious injuries, disputed liability, or multiple defendants often take one to three years. Cases that go to trial add another year or more.
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What if I was partially at fault for the accident?

You can still recover compensation as long as you weren't more than 50% responsible. Florida uses modified comparative negligence, meaning your recovery gets reduced by your percentage of fault. If you were 20% at fault, you'd receive 80% of the total damages. Insurance companies will fight hard to increase your fault percentage because every percentage point they shift onto you reduces what... read more?

Do I really need a lawyer, or can I handle it myself?

You can technically file a claim on your own, but insurance companies have teams of adjusters and lawyers working against you. Studies consistently show that people who hire attorneys recover significantly more compensation than those who don't, even after paying attorney fees. Insurance companies know who they can push around and who they can't.
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How long do I have to file a personal injury claim in Florida?

Florida's statute of limitations for negligence claims is now two years from the date of the accident. For wrongful death claims, the family has two years from the date of death. Miss these deadlines, and you lose your right to compensation entirely. Some claims against government entities have even shorter deadlines. This is why contacting an attorney early is so important.
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How much is my injury case worth?

Case value depends on the severity of your injuries, how they affect your life, your medical expenses, lost income, available insurance coverage, and the strength of evidence proving fault. Minor injury cases might settle for thousands. Catastrophic injury cases involving permanent disability or wrongful death can be worth millions. We provide honest case evaluations after thoroughly... read more?

How long will my case take?

Simple cases with clear liability and modest injuries might settle in a few months. Complex cases involving serious injuries, disputed fault, or multiple defendants can take one to three years. If a case goes to trial, add another 6 to 12 months. We move as efficiently as possible, but we never rush to settle for less than your case is worth. ... read more?

What if I can’t afford a personal injury attorney?

You can afford us. We work on contingency, meaning we only get paid if we recover money for you. Our fee is a percentage of your settlement or verdict. If we don't win, you owe us nothing. ... read more?

Can I handle my injury claim without a lawyer?

You can, but it's not recommended. Insurance companies take advantage of unrepresented claimants. Studies consistently show injury victims who hire attorneys recover significantly more compensation on average than those who handle claims themselves, even after attorney fees are deducted. ... read more?

What if I was partially at fault for the accident?

You can still recover compensation as long as you weren't more than 50% responsible. Florida's comparative negligence law reduces your recovery by your percentage of fault. An experienced attorney can minimize your assigned fault percentage and maximize your compensation. ... read more?

What if the person who hurt me doesn’t have insurance?

This is where your own uninsured motorist (UM) or underinsured motorist (UIM) coverage becomes important. If you have UM/UIM coverage, your own insurance company steps in to cover your damages. An attorney can also explore other options like personal assets of the at-fault party or additional liable parties. ... read more?

Do I have to go to court?

Most personal injury cases settle without going to trial. However, we prepare every case as if it will go to court because that's what forces insurance companies to make fair settlement offers. If they won't offer what you deserve, we're ready to present your case to a jury. ... read more?

How to Exchange Insurance Information After a Florida Car Accident

The moments following a car accident are often chaotic and stressful. However, exchanging the right information is a critical step in protecting your rights and ensuring your future insurance claim or legal action proceeds smoothly. At The Ruth Law Team, we want you to be prepared. Here is the professional guide on how to safely and effectively exchange information at the scene of a crash in... read more?

Which Insurance Company Should I Call After a Car Accident in Florida?

In Florida, the answer is confusing because of our "No-Fault" insurance laws. Unlike many other states, your first phone call-and your primary source of initial recovery-is almost always your own insurance provider, regardless of who caused the crash. 1. Call Your Own Auto Insurance First (The PIP Requirement) Because Florida follows a no-fault system, your Personal Injury Protection (PIP)... read more?

When Is It Too Late to Go to the Doctor After a Car Accident in Florida?

Florida accident victims have 14 days to see a doctor for PIP benefits and generally 2 years to file an injury lawsuit. Learn which deadlines affect your claim.... read more?

How much does it cost to hire your firm?

With The Ruth Law Team, you don’t pay anything upfront. We work on a contingency fee basis, which means we only get paid if we win your case. If we don’t recover money for you, you owe us nothing. We believe that’s the way it should be when working with a top rated New Port Richey personal injury lawyer.
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