Because Florida is a no-fault state, your first call — and your primary source of initial recovery — is almost always your own insurance provider, regardless of who caused the crash. Your Personal Injury Protection (PIP) coverage pays your initial medical bills and lost wages up to your policy limits. Remember to seek medical treatment within 14 days to preserve those benefits. Before giving...
read more? In Florida, the answer depends on whether you're talking about your health, your insurance benefits, or your right to sue. For insurance, the 14-day PIP rule under Florida Statute § 627.736 is critical because if you miss it, you can lose your PIP benefits entirely. For your health, some injuries have delayed symptoms, so you should be seen within 24–72 hours even if you feel fine. For your...
read more? For most motorcycle accidents occurring on or after March 24, 2023, Florida's statute of limitations is two years from the date of the crash. For older accidents, the prior four-year deadline may apply. Certain narrow exceptions can affect the timeline. Because evidence fades quickly, like your bike, your gear, accident scenery, and witness memories, and because missing the deadline can...
read more? Nothing up front. The Ruth Law Team works on a contingency-fee basis, which means you pay no attorney's fees unless we recover compensation for you. We also advance the costs of investigating and building your claim. This structure recognizes that after a motorcycle accident you may be out of work and facing enormous medical bills, and it lets you pursue justice without financial risk. If we...
read more? It depends on the facts, but many motorcycle crashes are caused by drivers who fail to see the rider — especially in left-turn collisions and lane-change crashes. Florida uses a modified comparative negligence rule, so you can recover as long as you are 50 percent or less at fault, with your award reduced by your share of negligence. Insurers often try to shift blame onto riders using unfair...
read more? Motorcycle accident victims can pursue both economic and non-economic damages. Economic damages include past and future medical bills, rehabilitation costs, lost wages, loss of future earning capacity, and property damage to your motorcycle. Non-economic damages include chronic pain, disability, reduced quality of life, emotional distress, and PTSD. In cases involving a drunk or grossly...
read more? Yes. In Florida, riders 21 and older can legally ride without a helmet if they carry at least $10,000 in medical coverage. Not wearing a helmet does not bar your claim, but the insurance company may argue it made your injuries worse in order to reduce what they pay. Whether a helmet is even relevant depends on the injury because it has nothing to do with a broken leg, for example. Under...
read more? Usually not. Florida's no-fault PIP system applies to cars, but motorcycles are excluded from the PIP requirement, so a standard motorcycle policy does not carry PIP. That means injured riders generally cannot rely on their own PIP for first-dollar medical benefits the way car drivers can. Instead, compensation typically comes from the at-fault driver's bodily injury coverage and your own...
read more? Many doctors and medical providers treat car accident victims on a lien basis, meaning they agree to wait for payment until your case settles. We can help connect you with providers who understand injury cases and will document your injuries properly. Getting appropriate treatment is critical both for your health and for building a strong legal claim.
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read more? No. Most cases settle without going to trial. However, preparing every case as if it will go to trial gives you leverage in negotiations and forces insurance companies to make fair settlement offers.
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read more? Case value depends on multiple factors. These factors include injury severity, medical expenses, lost wages, if your injuries are permanent, strength of liability evidence, available insurance coverage, and your percentage of fault if any. An experienced attorney can provide a realistic evaluation after reviewing your medical records and the facts of your crash.
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read more? This is where your own
uninsured motorist (UM) coverage becomes critical. If you carry UM coverage, your own insurance company steps in to compensate you when the at-fault driver has no insurance.
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read more? Yes. Florida's no-fault PIP system often applies first, but it doesn't prevent pursuing additional claims depending on injury severity and other factors, including the serious injury threshold framework. You can use your PIP coverage and still pursue a claim against the at-fault driver.
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read more? Florida's negligence statute of limitations is generally two years under Florida Statute § 95.11. Wrongful death claims are also generally subject to a two-year limitation period. Miss this deadline and you lose your right to compensation entirely.
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read more? Florida's modified comparative fault rule can reduce your recovery and may bar recovery entirely if you're found 51% or more at fault. This is why evidence and early investigation matter. Strong evidence showing the other driver caused the crash protects your right to compensation.
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