What if the driver doesn’t have insurance?

This is where your own UM/UIM coverage becomes crucial. If you have it, your insurance steps in. If not, an attorney can explore other options.

Do I need a lawyer if insurance already made an offer?

You should at least speak with an attorney before accepting anything. Early offers are often made before the full extent of your injuries is known, and once you accept a settlement, you generally cannot go back for more. An attorney can evaluate whether the offer reflects the true value of your claim, whether all available sources of recovery have been identified, and whether accepting makes... read more?

How long do I have to file in Florida?

Florida's statute of limitations for personal injury claims is two years from the accident date. Miss this deadline, and you lose your right to compensation.
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What if I wasn’t wearing a helmet?

You can still pursue compensation. While insurance will try to use this against you, the at-fault driver's negligence caused the crash. An experienced attorney can show your injuries would have occurred regardless.
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