Do I need a lawyer if insurance already made an offer?

You should at least speak with an attorney before accepting anything. Early offers are often made before the full extent of your injuries is known, and once you accept a settlement, you generally cannot go back for more. An attorney can evaluate whether the offer reflects the true value of your claim, whether all available sources of recovery have been identified, and whether accepting makes sense given your specific situation.

How long do I have to file in Florida?

Florida's statute of limitations for personal injury claims is two years from the accident date. Miss this deadline, and you lose your right to compensation.
... read more?

What if I wasn’t wearing a helmet?

You can still pursue compensation. While insurance will try to use this against you, the at-fault driver's negligence caused the crash. An experienced attorney can show your injuries would have occurred regardless.
... read more?

Can I recover damages if I was partially at fault?

Yes, as long as you weren't more than 50% responsible. Florida's comparative negligence rule allows you to recover compensation reduced by your percentage of fault.
... read more?