« All FAQ About Wesley Chapel

What if the other driver is uninsured or underinsured?

In Florida, drivers are only required to carry Personal Injury Protection (PIP) and property damage liability insurance. If you seek medical treatment within 14 days, PIP will cover a portion of your medical expenses and lost wages, regardless of fault. However, PIP has limits, often capping at $10,000. That’s why it’s a good idea to have Uninsured/Underinsured Motorist coverage to fill the gaps.

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