How do I handle a car accident with an uninsured or underinsured driver?

Florida has one of the highest rates of uninsured drivers in the country. If you’re hit by an uninsured or underinsured driver, you may be able to file a claim under your own Uninsured/Underinsured Motorist (UM/UIM) coverage, or pursue a lawsuit directly against the at-fault driver. Florida law requires insurers to offer UM coverage, though many drivers waive it without realizing what they are signing and think they have “full coverage”. This is a situation where you should contact a St. Petersburg car accident lawyer, because it’s not your responsibility to absorb the cost of another driver’s negligence.

Should I file a claim after a car accident in St. Petersburg?

Yes, if you suffered any injury or property damage, filing a claim protects your legal rights. The most common reason people file is to cover obvious medical bills, but there are many other recoverable losses, including lost wages, future medical care, and pain and suffering. Florida's no-fault system requires you to first file a PIP claim with your own insurer, and if your injuries are serious... read more?

How can a car accident lawyer help me, and is it necessary?

Experienced St. Petersburg injury attorneys know the tactics insurance companies use to minimize payouts, even when there is substantial coverage. A quality attorney navigates the laws surrounding settlement negotiations, handles the paperwork and deadlines, gathers evidence, and stands up to the insurance company on your behalf. While you are not legally required to hire an attorney,... read more?

What factors can impact my car accident claim in St. Petersburg?

One of the most important services our St. Pete car accident lawyers provide is a meticulous understanding of what Florida law permits in a claim. Factors that influence how much you may recover include the available limits of your own policy and the at-fault party's policy, the severity and permanency of your injuries, your total medical expenses and lost wages, the strength of the liability... read more?