What if the other driver is uninsured or underinsured in Tampa?

All drivers in Florida are mandated to possess Personal Injury Protection (PIP) insurance. If you procure medical care within a 14-day window, your PIP should cover a portion of your medical expenses and lost income, regardless of whether or not you were at fault. However, note that PIP typically covers 80% up to a limit of $10,000. This underscores the importance of having Uninsured/Underinsured motorist protection in your plan.