How are auto accident settlements determined?

A car accident settlement amount may include the injured victim’s lost wages and any loss of earning capacity, expenses for medical treatment, rehab, and property damage. Some of these aspects are easier to calculate than others.

However, the value of the victim’s loss of use of a body part or an organ, or their physical and mental suffering, is more difficult to put a price on. Settlements also may vary based on the insurance coverage available on parties involved, which is why it is so important to carry both BI (Bodily Injury Liability) and UM (Uninsured/Underinsured Motorist) insurance. As our client’s advocates, The Ruth Law Team works continuously to obtain settlements fairly reflecting the totality and gravity of each client’s pain and suffering.