« All FAQ About Sarasota

What if the other driver is uninsured or underinsured?

Florida law requires all motorists to carry Personal Injury Protection (PIP) insurance. If you seek medical treatment within 14 days, your own PIP coverage should pay for some of your medical bills and lost wages, regardless of who was at fault. However, keep in mind PIP only pays out 80% up to $10,000. That is why it is so important to carry Uninsured/Underinsured motorist coverage on your policy!

Related Questions:

What should I do immediately after a car accident in Sarasota?

Firstly, ensure everyone's safety, then call 911. It's vital to report the accident and request medical help if needed. Exchange information with the other driver but avoid discussing the accident's specifics to prevent any misinterpretation. Document the scene if you can and seek immediate medical attention, even if you feel fine.

Should I contact my insurance company after the accident?

We strongly recommend speaking with an attorney prior to speaking with either your or the other driver’s insurance company. Insurance companies don’t have your best interest at heart. The job of the insurance companies is to minimize payout. If you choose to hire an attorney, your legal team will manage any contact with the insurance companies involved.

Do I need a lawyer for my car accident claim?

While it's not mandatory, having a lawyer may significantly improve your chances of getting fair compensation. Experienced attorneys like The Ruth Law Team understand the complexities of such cases and can navigate the legal process more efficiently.