Can I file a claim if I was a passenger in the rideshare vehicle during the accident?

Understanding your rights as a passenger in a rideshare accident is crucial to ensuring you are adequately compensated for any damages or injuries. The simple answer to the question above is ‘Yes’. You, as a passenger, have the right to file a claim if you are involved in a rideshare accident. Let’s delve into the specifics of this process.

Insurance Coverage and Liability

Depending on the circumstances of the accident, different insurance policies may come into play. In the event of a crash, don’t just assume that there is insurance coverage because you are in a rideshare vehicle! Rideshare companies such as Uber and Lyft have insurance policies to cover their passengers if another driver is at fault. If the Lyft or Uber driver was at fault, their own personal policy may afford coverage for your injuries.  Keep in mind that the driver’s insurance company may deny you bodily injury liability coverage if your driver did not disclose working for Uber. That is why we strongly recommend that all passengers carry UM insurance on their own auto insurance policy as well as health insurance if at all possible.

Filing a Claim

If you are a passenger involved in a rideshare accident, you can file a claim against the at-fault driver’s insurance, whether it is the rideshare driver or another driver. This claim can help cover costs such as medical bills, lost wages, and other damages.

Legal Assistance

Navigating the claims process can be complex, especially when dealing with rideshare companies and their insurers. They also vary by state. That’s where legal assistance can prove invaluable. For help with filing your claim, we recommend you get in touch with The Ruth Law Team by calling (888) 783-8378 to discuss your case with an experienced attorney.

Additionally, you can visit us by appointment at one of our Florida Law Offices, Minnesota Law Offices, or Georgia Law Offices.

Please note that the answers to each question may vary depending on the specific facts of your case. It is always advisable to consult with an attorney to get more accurate information tailored to your unique circumstances. Also, remember that this information is for general understanding and is not legal advice.