Can I still file a claim if I was partially responsible for the rear-end accident?

If you’ve been in a rear-end accident, you might be dealing with injuries and medical bills that you can’t afford. This can be a challenging situation, but you do have options.

First and foremost, you should seek medical attention after an accident. Not only is this important for your health, but it also creates a record of your injuries that could be used in your case.

Here are some steps you can take if you can’t afford medical treatment after a rear-end accident:

  1. Use Your Insurance: If you have a Florida auto insurance policy, you must use your personal injury protection (PIP) coverage. PIP will cover 80% of medical bills up to $10,000.  If there is no additional auto insurance coverage available to you, you may use health insurance if you have it. An experienced lawyer can help guide you in understanding what insurance is available and when to use it. 
  2. Look for a Clinic That Will Treat Patients in an Auto Accident: Unfortunately many medical providers will not treat people who were hurt in car accidents.  However, there are also many who will.  As the client, it is up to you to decide where to seek medical treatment, but we are more than happy to provide options in your area.  An experienced attorney may also be able to negotiate your medical bills with the treatment providers. 
  3. File a Personal Injury Claim: If the other driver was at fault for the accident, you may be able to file a personal injury claim to recover money for additional  medical expenses. An attorney can help you navigate this process and negotiate with the insurance company.
  4. Consider a Letter of Protection: A letter of protection, or LOP, is an agreement with your medical provider that allows them to receive payment for your treatment from your personal injury settlement, should you receive one  Your attorney can discuss if this is an option for you.

In general, it’s important to remember that you should never avoid seeking medical care because of financial concerns. Your health should always be your top priority, and there are resources available to help you manage the costs of medical treatment after an accident.

If you’re struggling to afford medical treatment after a rear-end accident, it’s a good idea to speak with a personal injury attorney. An attorney can help you understand your options and work to get you the compensation you need to cover your medical expenses.

Please note that the answers for each question may vary depending on the specific facts of your case, and it is always best to consult with an attorney to get more accurate information. Also, this is general information and not legal advice. If you have specific questions, please contact The Ruth Law Team at (888) 783-8378 to speak with an attorney.

You can also visit us by appointment at one of our Florida Law Offices, Minnesota Law Offices, or Georgia Law Offices.