Can I negotiate with the insurance company on my own?

If you’ve been involved in a rear-end accident, you may be wondering whether you can negotiate with the insurance company on your own. While it’s possible to do so, it’s not always advisable. Here’s what you should consider before deciding whether to negotiate on your own:

  • Insurance adjusters are trained to minimize payouts, which means they will likely offer you less than your case is worth.
  • You may not be aware of all of the damages you’re entitled to, such as pain and suffering, lost wages, and future medical expenses.
  • You may inadvertently say or do something that harms your case, as you may not be familiar with the legal process.
  • Attorneys are already at work defending the other driver and his or her insurance company. If you decide to negotiate your case on your own, you are working against lawyers who are experts at their job.

There are some advantages of negotiating with the insurance company on your own::

  • You can save money on attorney fees, as you won’t have to pay a lawyer to handle your case. Keep in mind you may still get less money overall than if you were to hire an experienced lawyer.
  • You may be able to resolve your case more quickly, as you won’t have to wait for a lawyer to take on your case and negotiate on your behalf.
  • You have control over the negotiation process and can make decisions without having to consult with a lawyer.
  • Oftentimes property damage to your vehicle can be handled without the assistance of an attorney.

If you do decide to negotiate with the insurance company on your own, here are some tips to keep in mind:

  • Be prepared: Gather all of the documentation related to your case, such as medical bills, police reports, and witness statements. This will help you make a strong case for the damages you’re seeking.
  • Be confident: Stand your ground and don’t be afraid to ask for what you think your case is worth.
  • Be patient: Negotiations can take time, so don’t get frustrated if the process is slow.

However, it’s important to note that negotiating with the insurance company on your own may not always be the best course of action. If you’re dealing with serious injuries or extensive damages, it’s usually in your best interest to consult with an experienced personal injury attorney.

At The Ruth Law Team, we offer free consultations to help you understand your legal options and determine the best course of action for your case. Our attorneys have decades of experience helping clients recover the compensation they deserve after a rear-end accident, and we’re here to help you too.

Call us today at (888) 783-8378 to schedule your free consultation. Remember, the sooner you contact us, the sooner we can start working on your case and fighting for your rights.

You can also visit us by appointment at one of our Florida Law Offices, Minnesota Law Offices, or Georgia Law Offices.

Please note that the answers for each question may vary depending on the specific facts of your case, and it is always best to consult with an attorney to get more accurate information. Also, this is general information and not legal advice.