Who is responsible for my medical expenses after being hit by a drunk driver?

If you were hit by a drunk driver and suffered injuries, you may be wondering who is responsible for your medical expenses. The answer is not always straightforward and can depend on various factors, such as the state you live in and the specific details of the accident. However, in most cases, the following parties may be responsible for covering your medical expenses:

  1. The at-fault driver: If the other driver was under the influence of alcohol or drugs and caused the accident, they may be held liable for your medical expenses. They may be required to pay for your hospital bills, medications, rehabilitation, and any other medical expenses related to your injuries.
  2. Their insurance company: The at-fault driver’s insurance company may also be responsible for covering your medical expenses. However, insurance companies often try to minimize their payouts or deny claims altogether. Therefore, it is important to have an experienced personal injury attorney on your side to help you negotiate with the insurance company and get the compensation you deserve.
  3. Your insurance company: If the at-fault driver does not have insurance or their insurance coverage is insufficient, you may be able to use your own insurance policy to cover your medical expenses. For example, your health insurance or auto insurance policy may provide coverage for medical expenses related to a car accident.
  4. The establishment that served the alcohol: In some cases, the establishment that served alcohol to the at-fault driver may be held responsible for your injuries if they served the driver while they were visibly intoxicated. This is known as a dram shop claim.

It is important to note that determining liability for your medical expenses can be complex and requires a thorough investigation of the accident. Therefore, it is crucial to seek the assistance of an experienced personal injury attorney who can help you navigate the legal process and work to obtain the compensation you are entitled to.

If you have been hit by a drunk driver and are struggling with medical expenses, please do not hesitate to contact The Ruth Law Team for a free consultation. Our team of experienced attorneys can help you understand your legal rights and options and work tirelessly to ensure you receive the compensation you deserve. Call us at (888) 783-8378 today.

You can also visit us by appointment at one of our Florida Law Offices, Minnesota Law Offices, or Georgia Law Offices.

Please note that the answers to each question may vary depending on the specific facts of your case, and it is always best to consult with an attorney to get more accurate information. Also, this is general information and not legal advice.