« All FAQ About Auto Accidents

What is Uninsured/Underinsured Motorist Protection (UM)?

Uninsured/Underinsured Motorist Protection provides coverage to protect you and your family. It provides payment for remaining medical expenses and lost wages that you may have, payment for bodily injury, pain and suffering, loss of enjoyment of life, disability, and other non-economic damages that have been incurred as a result of the negligence of another person who lacks bodily injury liability coverage or fails to carry enough coverage to pay for your losses. Read More

Related Questions:

Is a traffic ticket admissible in court?

No.  Whether a ticket is issued, to whom it is issued, and what that person does with the ticket, i.e., pays it, disputes it, etc., is all inadmissible in court.  It is only the testimony of the parties involved and witness testimony, if applicable, that will be considered by the court in determining who is… read more?

How do I get a rental car after a car accident?

If the other driver is at-fault and his/her insurance company accepts liability, then the at-fault driver’s insurance company should provide you with a rental vehicle during the time your vehicle is being repaired or until you receive a check for the value of the vehicle.  An issue can sometimes arise when the other driver’s insurance… read more?

What happens if an uninsured driver hits me?

Picture this: You’re sitting in your vehicle at a stoplight, patiently waiting for it to change to green. You notice a car in front of you, a car behind you, and one on either side of you. Out of those four vehicles, chances are, one is uninsured and the others may be underinsured, meaning they… read more?