What is Property Damage (PD)?

First and foremost, check everyone's well-being, then dial 911. Reporting the incident and seeking medical assistance if required is crucial. Share details with the other driver, but avoid diving deep into the accident's details to avoid potential misunderstandings. If possible, capture details of the accident scene and prioritize getting medical attention, even if you believe you're unharmed. ... read more?

Before contacting any insurance provider—yours or the other driver's—it's advisable to consult an attorney. Insurance firms primarily aim to limit their payouts. Your attorney will handle communications with all insurance entities involved. ... read more?

While not required, having an attorney can significantly enhance your chances of receiving the compensation you deserve if you are injured. Knowledgeable attorneys, like those at The Ruth Law Team, are familiar with the intricacies of such claims and can properly guide you through the legal maze. ... read more?