What do I do if the insurance company is not offering me enough for my car?
Just like when buying a new car, the best thing you can do is arm yourself with knowledge. The internet is your best resource. Kelly Blue Book and NADA are the standards in the industry to find the actual cash value (ACV) of your car. Check out the classified advertisements in your local newspapers, search websites like Craigslist, and check with the car dealerships in your area. Look for the prices of cars similar to yours and submit them to your company, if the prices are higher than the company’s offer. The insurance company’s estimate must be based on the local market.