July 24 The Ruth Law Team

If you live in Florida, you’ve likely heard that we are a no-fault state. What does that really mean? We get this question often. Many people presume it to mean that in a car accident, neither party is held liable for the accident. This is simply untrue. When we say Florida is a no-fault state,…

Continue Reading →

September 30 The Ruth Law Team

Picture this: You’re sitting in your vehicle at a stoplight, patiently waiting for it to change to green. You notice a car in front of you, a car behind you, and one on either side of you. Out of those four vehicles, chances are, one is uninsured and the others may be underinsured, meaning they…

Continue Reading →

August 12 The Ruth Law Team

We frequently hear from people who have been injured in an auto accident at no fault of their own and wish to pursue legal action against the at-fault party. However, once we dig a little deeper, it’s common to find the driver who caused accident carries little-to-no insurance. Therefore, we may only be able to…

Continue Reading →

August 5 Katie Ragsdale

As I’m driving down U.S. Highway 19 heading south the other day, I notice the person ahead of me is swerving all over the road. He’s creeping over into the next lane, accelerating and stopping abruptly, over correcting, and looking—no, staring—at his cell phone. Through the back window, I see the gentleman holding up his phone,…

Continue Reading →

June 30 The Ruth Law Team

If you have had an accident in recent months, your insurance claims adjuster may ask for a recorded statement. Sometimes, when you give a statement, it can expedite the investigation, and it can speed the process of your settlement claim. However, all too often, these statements are used by the insurance company to jeopardize your…

Continue Reading →

September 10 Eric Roslansky

“Please don’t hit me…My insurance sucks.” I saw this bumper sticker the other day while I was driving. At first glance it appears to be humorous, but living here in Florida, this message is anything but funny. I could quote study after study that says that nearly 25%of all drivers in Florida have NO insurance coverage. Of…

Continue Reading →

October 7 The Ruth Law Team

What is PIP Insurance? PIP stands for personal injury protection.   In Florida, PIP covers 80% of your medical bills when you are involved in a motor vehicle collision up to $10,000.00. PIP will also cover 60% of your lost wages under the same $10,000.00. When you are involved in a motor vehicle collision, you will…

Continue Reading →

September 22 The Ruth Law Team

One of the question the attorneys at the Ruth Law Team are often asked is “Will my health insurance pay for my medical bills after a car accident?”  Your car insurance, through your Personal Injury Protection provision, is primary when it comes to your medical bills.  After your car insurance has paid its share, your…

Continue Reading →

September 12 The Ruth Law Team

Florida is a No-Fault State.  What does No-Fault mean? A no-fault state is one that has decided, through the laws of that state, that each owner and operator of a vehicle will be required to carry coverage on their automobile insurance to be used to cover medical expenses should an accident occur, regardless of who…

Continue Reading →